Are IRA's FDIC insured?
Yes. IRA’s are insured up to $250,000.00 per owner, per FDIC insured bank. If you hold one or more IRA’s in one bank then all IRA’s are added together and insured up to the $250,000.00. Please visit or call one of our convenient Southern Indiana locations or visit http://www.fdic.gov/EDIE/ for further information.
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Can I contribute to one or more IRA types such as, Traditional or Roth?
An individual can establish or contribute to more than one type of IRA, but the annual contribution cannot exceed the maximum allowable contribution or 100 percent of compensation.
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What is an IRA Transfer?
A transfer occurs when the IRA funds are transferred from one institution to another institution. There is no IRS reporting, due to the fact the customer does not have control over the IRA funds.
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What is an IRA Rollover?
A rollover occurs when IRA funds are directly paid to the customer. The customer has 60 days following the date funds are received to roll the IRA funds into same type of IRA. Rollover transactions are reportable to the IRS.
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What is the deadline for IRA contributions?
Contributions made to an IRA for any tax year must be made by the due date (excluding extensions), which usually is April 15th. If April 15th falls on a weekend or holiday, the deadline will change to the next business day.
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What if my Debit Card is lost or stolen?
Report it immediately to the Lost/Stolen Card Division at 1-800-528-2273.
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Can I change my Debit Card limits by phone?
No, please visit one of our convenient Southern Indiana locations to sign the required form.
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I’m going on vacation and plan on using my Credit Card or Debit Card, should I notify the bank?
Yes, to avoid the possibility of your card being blocked, due to unusual activity.
Please have the following information ready:
- Name as it appears on the card
- Card number
- Dates of travel
- Places of travel
- Phone number in case of any questions about transactions
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Can I activate my Debit Card by phone?
No, it must be activated at one of our ATM locations.
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Can I choose my own pin number for my Debit Card?
Yes. After you activate your card with the original
pin # at one of our ATM locations, you may choose “Other Selection” and change the pin.
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What are my options for making a Credit Card payment?
- Make your payment at any of our convenient Southern Indiana locations
- Mail your payment
- Set up your payment through online bill pay
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How can I access Credit Card account information after bank hours?
Please call 1-866-225-1878.
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How can I redeem my Credit Card Rewards points?
- Online at www.dreammiles.com/firstsavings
- By Phone at 1-866-404-9714
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I called Direct Teller and it doesn't work?
- Make sure you are using the STAR (*) button on your phone and not the Pound (#) button.
- Use only 10 digit account number.
- If you still experience difficulty, call any First Savings Bank branch for assistance.
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How do I enroll for On-line Banking if I’m a business customer?
Log into www.fsbbank.net which will lead you to the enrollment page, click begin. Type the business Tax ID# into the User ID box, along with Random Code, click next. The next screen Online Banking Enrollment you will enter the business name (first, middle, last name) address, phone number, e-mail address and birth date of signatory on account. You will also be asked to create a new User ID, password and create three (3) security question and answers, along with a security key. Once enrollment has been finalized, you should be able to log right into your site. If you have any problems, please don’t hesitate to call (812) 283-0724 and ask for On-line Banking.
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Why can’t I log into my On-line Banking site?
There could be several reasons such as: (1) User ID or Random code entered incorrectly (2) Authentication question not answered correctly (3) Password was entered incorrectly. Please verify your information and try again. Once you have tried four times, you will be locked out of the system. Please don’t hesitate to call (812) 283-0724 and ask for On-line Banking.
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Why can’t I see all my accounts online?
If you are not an owner, co-owner, guardian, administrator, or signatory on one of the accounts you will not see accounts online. To have access to On-line Banking, you must be added to the account.
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Can I make a loan payment or transfer between two or more accounts?
Yes. Login to your online banking site, click Accounts (red bar), and click on transfer, (opens Transfer Funds screen). Choose an account number from both the account from and to drop down box, enter transfer amount and submit. Once you have submitted, you will be asked to confirm the transfer. Confirmation is necessary for transfer to process.
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Is there a charge for Bill Pay?
No, but enrollment is required to use the Bill Pay service.
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How do I close my previous checking account to SWITCH BANKS?
Switching is as easy as 1...2...3!!! You will be provided with Account Closing Forms to get your previous account closed, please contact one of our convenient Southern Indiana locations. (Click here to print a Switch Kit)
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What are the current rates on products offered by First Savings Bank? Can I obtain that information online?
We do not offer these rates on-line due to constant market fluctuations. Please contact one of our convenient Southern Indiana locations for current rate information.
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How can I set up direct deposit to my account?
To set up direct deposit (ACH) through your employer, provide them with the bank's routing number, bank name, and your account number. If it is a direct deposit from Social Security, pleae contact Social security at 1-800-772-1213.
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Can I reorder checks online?
First Savings Bank has partnered with Deluxe to safely and conveniently provide online reordering. There is a Personal and a Business Check Reordering icon at the bottom of the online pages. To reorder checks you will need your routing/transit number, account number, and the starting number of your next check. For more information, please call or stop by a First Savings Bank near you to complete your order.
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Do I need a Safe Deposit Box?
If you have any of the below mentioned irreplaceable items, you probably need a safety deposit box.
* Wedding Video
* Passports
* Birth Certificates
* Income Tax Returns
* Stock Certificates
* Family Photographs
* Insurance Contracts
* Will
* Heirloom Jewelry
* Marriage Certificate
* Property Deeds
* Social Security Cards
* Military Records
* Important Keys
* Rare Coin
* Wedding Photographs
* Home Inventory Video
* Your Children’s Artwork
* Military Medals
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When does my deposit show in my balance?
Any deposit made over the counter or using the ATM will be reflected on your balance that day. If funds are delayed for any reason, you will be notified at the time of deposit.
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How can I notify the bank that I have a change of address?
You may change your address by completing any of the following:
1. You may stop by any of our convenient Southern Indiana locations and complete a change of address form.
2. You may print off the Change of Address form, complete and send to any of our convenient Southern Indiana locations.
3. You may fax a written request with your signature to (812) 288-2558.
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How do I redeem my Debit Card Rewards?
Go to www.manage-my-rewards.com
or call Customer Service Department at 1-866-678-5189.
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Are my accounts FDIC insured for their total value?
Please visit:
http://www.fdic.gov/EDIE/
and use the calculator to determine your level of insurance.
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