Business Checking

Small Business Checking This account is for small businesses with minimal checking activity. No monthly service charge with a minimum average daily balance of $1000 Monthly service charge of $8 if balance goes below the minimum daily balance requirements Monthly transaction fees are assessed on a per item basis regardless of account balance as follows: Over 150 checks written per month - $.25 per item over 150 Over 500 deposited items per month - $.25 per item over 500 Check balances & account information 24/7 by calling 1-800-436-5149 or 1-800-551-4154 (some fees may apply).  Business Analysis Checking This account is for businesses with moderate to high activity as well as businesses using our cash management services. No minimum daily balance requirement Service charge is determined by comparing the cost of handling the account using the analysis charges as shown below and the value of the account using an earnings credit rate Monthly Analysis Charges: Account Maintenance: $7.50 Checks Posted: $ .10 per item Deposits Posted: $ .25 per deposit Items Deposited: $ .05 per item ACH Items:  $ .05 per item Check balances & account information 24/7 by calling 1-800-436-5149 or 1-800-551-4154 (some fees may apply). Business Interest Checking This account is only available to sole proprietorships, non-profit organizations, and government agencies. No monthly service charge Monthly transaction fees are assessed on a per item basis regardless of account balance Over 150 checks written – $.25 per item over 150 Over 500 deposited items – $.25 per item over 500 Check balances & account information 24/7 by calling 1-800-436-5149 or 1-800-551-4154 (some fees may apply). Business Money Market*** This is an account for businesses maintaining large account balances. It provides an opportunity to earn higher market rates, while maintaining liquidity. (This account has limited third party transactions, ask for details). No monthly service charge when you maintain a minimum daily balance of $2,000 Monthly service charge of $8 if your minimum daily balance goes below $2,000 A $10 service charge will be assessed for each limited transaction over six Check balances & account information 24/7 by calling 1-800-436-5149 or 1-800-551-4154 (some fees may apply). ***Money market transaction limitations: Transfers from a money market deposit account to another account or to third parties by pre-authorized, automatic, telephone transfers, check, draft, or similar order to third parties are limited to six per statement cycle. Please call, email, or visit any of our convenient Southern Indiana locations for assistance. To report a lost or stolen ATM/Debit card please call 1-800-528-2273.    ATM/Debit Card Application