Business Services Being with the right financial institution can have a significant impact on how profitable you are, and how easy it is to manage your company’s finances. At First Savings Bank, we listen closely to your business banking needs and goals, offering all the services you need to get where you’re going. With fast, local decisions and a complete range of services, we put your business FIRST! Since 1937, we’ve provided the Southern Indiana business community with the kind of personal relationship that you can only find at a locally owned and operated institution like First Savings Bank. Whether you’ve been in business for years, or are just preparing to take the leap and become an entrepreneur, visit First Savings Bank today at any of our seven Southern Indiana locations. You know where you want your business to go. We want to help you get there. Business Financing Options First Savings Bank commercial loans offer competitive interest rates and terms, fast turnaround, and options like automatic deduction of your payment from your Business FIRST Checking Account. Lines of Credit Use a First Savings Bank Line of Credit to take advantage of discounts, meet seasonal sales fluctuations, and cover unexpected temporary shortfalls in cash flow. There’s no need to reapply each time you borrow. You can borrow and repay the loan based upon your needs. Personal guarantees of owners required. Short-Term Installment Loans Purchase vehicles or equipment, expand your business or start a new venture with this type of financing. These loans are typically secured, with monthly installments of principal and interest. Personal guarantees of owners required. Long-Term Installment Loans Major expenditures such as upgrading to state-of-the-art equipment or moving into larger facilities can be financed with long-term installment loans with terms greater than five years. These loans are also secured and personal guarantees required. MasterCard / VISA The First Savings Bank Business MasterCard or VISA helps manage day-to-day expenses of your business. How do I get started? Simply drop off, fax, or send the following information: • Two previous years’ business tax returns and interim statements, if available. • Personal income tax returns for the past two years for each owner. • Personal Financial Statement for each owner. (form available) • Additional information may be required, depending upon    the nature of the request. Business Checking Alternatives The Right Account For Your Business. The right business checking account can help you manage your cash effectively, minimize service charges and maximize your return. At First Savings Bank, we offer an array of business checking alternatives, so you’re sure to find the account that best meets the demands of your specific situation. And remember that all of our accounts come with value-added extras like Saturday banking, seven convenient banking locations, ATMs, telephone banking and online banking.