We feature a variety of loan options to suit our many customers’ needs. Whether you are making the investment of purchasing a home, shopping for a new vehicle, planning a remodel to your current home or have decided to put a little recreation in your life, we can match you to the loan product that will best serve you. First Savings Bank has competitive rates and loan decisions made locally. Come see what you have been missing out on!
- 5 to 30 year fixed rate mortgages
- 1, 3, 5, 7 and 10 year adjustable rate mortgages
- Up to 97% Loan-to-value with Private Mortgage Insurance Approval
- Up to 80% for investment property
- Primary Residence, Second Home, Investment Properties, Patio Homes and HUD Approved Condos
- 80/10/10 – No PMI
- Bridge loans / Blanket loans
- Minimum loan amount $5,000
- Unique Properties: Manufactured Homes and Berm Homes (80% LTV)
- 80% LTV on Non-Warrantable Condos
- Jumbo Financing Available
All locations have experienced lending professionals to help with your lending needs. All loans are subject to credit approval. All loan types are subject to underwriting and credit guidelines which are subject to change. Intended for informational purpose only.
If you own your home, or are in the process of purchasing your home and have acquired equity, you may qualify for a Home Equity Line of Credit. (Equity is the difference between the value of your home and the balance of your mortgage) You can use this equity to make home improvements, consolidate debt, purchase a vehicle, boat or RV, take a much needed vacation or help pay for your child’s college. The great news is you can borrow, pay the balance down and borrow again; just like a revolving account. The usages are endless, but at a much lower rate than a charge account.
- Competitive rates
- 10 or 15 year terms
- Low closing cost
- Annual fee of $50
We offer mortgage products that provide you with fixed monthly payments, shorter terms, no annual fees and low closing cost. This loan product can be a first or second mortgage and is tied to the equity in your home. You decide on the amount of money you need to borrow for a one time disbursement. We will help you choose a term that fits your budget. Make your payments as agreed and have the peace of mind knowing, at the end of the term, you will have paid your loan in full; no ballooning balances.
- 100% financing
- NO Private Mortgage Insurance required
- Fixed and adjustable rates available
- 30 year term
- NO prepayment penalty
- 680 or greater credit score
Whether you are searching for a new or used car, boat, RV or motorcycle we have the loan for you. With our competitive rates and local loan decisions we can put you behind the wheel of which ever type of vehicle you are shopping for.
- Competitive rates
- Auto loan terms up to 72 months*
- Boats, RV, Motorcycle and other up to 60 months*
- Low processing fees
- Rate reduction given for Automatic Funds Transfer (AFT) option*
- Rate reduction given for less than 80 percent loan-to-value*
Are you looking for a little excitement?
We think the outdoors have never looked so good.
We loan on boats, campers, fifth wheels, jet skis, and motorcycles.
Check balances & account information 24/7 by calling 800-436-5149.
Have you found the home of your dreams, but haven’t sold your existing home? Don’t wait to make an offer, let us make that dream a reality. A Bridge Loan allows you to use the equity you have acquired in your current home as your down payment for the new home.
Our lending professionals can help you determine if this loan product is right for you. The content of this page is informational only. Closing cost can vary depending on the loan amount. All loan types are subject to underwriting and credit guidelines. The terms of the accounts, including any fees or features, may change without notice. Other restrictions may apply.
The future is something we all like to imagine. If your future includes building a new home or owning several acres; let us help make those dreams come true. We can help with your financing of unimproved land whether it is a building site for your future home or several acres you plan to use for recreation. One of our qualified lending specialists can help.
Borrowing against your own funds is a fast, convenient, low cost way of obtaining a loan. As with any secured loan, you provide the collateral (something of financial value) to guarantee repayment of the loan. In this case, your certificate of deposit (CD) or Savings Account is your collateral. This is an alternative option to paying the early withdrawal penalty to cash out your CD before maturity. It is also a way for high-risk borrowers to improve credit score. If this is a solution to your loan needs, please contact any of our branch locations and speak with our lending officer.