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Savings Products

We offer the perfect tools to help you reach you maximum savings potential. Today, more than ever, it has become increasingly difficult to put money back for the proverbial “rainy day”. At First Savings Bank, you can design your savings account to help you achieve your desired goals. We realize emergencies come up, so we make it convenient for you to get to your assets when you need them. See what you’ve been missing out on.

Statement Savings accounts are designed for anyone who would like to create a habit of regularly saving.

  • Minimum deposit requirement to open account $50
  • E-statements
  • ATM card available (See a Customer Service Representative to link your checking account with your savings account on your Debit/ATM card for the convenience of ATM related transfers)
  • Some restrictions may apply

Our First Step Savings account is designed with our younger customer in mind. We feel it is never too early to teach someone the importance of saving. So whether you have a new born or a teenager we created this account for them.

  • Free to children from birth – 18 (upon turning 18 the account we be switched to a Statement Savings Account)
  • Minimum deposit requirements to open account $5
  • Unlimited deposits
  • Levels of opportunities for prizes
  • Some restrictions may apply

Don’t be Bah Humbug during the holidays! Start saving now for the gifts you want to give others at Christmas. You set the level of savings you want to achieve and we will provide the vehicle for you to save it in. In October we will issue a check for your balance plus interest so you can begin your holiday shopping early.

  • Minimum deposit requirements to open account $5
  • Accounts may be opened anytime throughout the year

  • Minimum required for account opening $100
  • Earns interest
  • ATM/Debit Card available for those who qualify
  • $10 monthly service charge if balance falls below $2,000
  • Money Market transaction limits six (6) per month *
  • Unlimited deposits in person, by mail, or at ATM
  • FREE On-line Banking

*Transfers from a money market deposit account to another account or to third parties by pre-authorized, automatic, or telephone transfers are limited to six per statement cycle, if you exceed six, a $10 per item fee will be imposed.

Checking and saving accounts, CDs, and IRAs have the security of FDIC Insurance. Please visit the FDIC official web site http://www.fdic.gov/deposit/deposits/ to determine what your coverage levels are.

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