Feb 3, 2025 | Simplify Your Life
As you start getting older you may find yourself in need of a home loan, car loan or even a credit card. When going through the loan application process, there is a of questions that gauge your ability to repay the loan and a financial ratio that your lender will look...
Jan 13, 2025 | Simplify Your Life
Fraud has been a rising concern to many individuals. Scammers have found new and more deceptive ways to access an individual’s identity, account information and personal login credentials. As a trusted financial institution, we are always looking for innovative ways...
Nov 19, 2024 | Fraud Tips
In today’s digital age, there are reports of fewer and fewer checks being ordered every year. However, there are still many businesses and individuals who like using checks because it shows a paper trail. There is one significant threat that can happen when using...
Jul 9, 2024 | Simplify Your Life
Have you ever heard someone refer to the 4 Cs of credit? There are four main pillars that a creditor will use to evaluate a borrower’s creditworthiness. Character, capacity, collateral and capital are all key items you should review prior to submitting a loan request....
Jul 9, 2024 | Simplify Your Life
The warmer months bring many consumers on the hunt for the perfect home. However, it is surprising the number of myths that many homebuyers think before stepping into our offices. Let us help sort out the facts from the fiction. Myth – All home improvements add...