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Home Equity Lines of Credit

If you own your home, or are in the process of purchasing your home and have acquired equity, you may qualify for a Home Equity Line of Credit. (Equity is the difference between the value of your home and the balance of your mortgage)  You can use this equity to make home improvements, consolidate debt, purchase a vehicle, boat or RV, take a much needed vacation or help pay for your child’s college. The great news is you can borrow, pay the balance down and borrow again; just like a revolving account. The usages are endless, but at a much lower rate than a charge account.

  • Competitive rates
  • Low closing cost
  • Annual fee of $50

This product’s rate is adjustable. Rates are based on the credit score, LTV (loan-to-value) and debt-to-income ratio of the applicant. The content of this page is informational only. Closing cost can vary depending on the loan amount.  Accounts are subject to approval.  The terms of the accounts, including any fees or features, may change without notice.  Other restrictions may apply.

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