First Savings is here to serve you with a free checking account that offers rewards including high-interest-paying accounts. Open your account online, anywhere, or at one of our 15 convenient locations.

The benefits you receive with every account:

The content of this graph is informational only. Accounts are subject to approval. The terms of the accounts, including any fees or features may change. See the Deposit Account agreement and additional services and fees for the terms and conditions associated with these products.

**Reward Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa account during each Monthly Qualification Cycle: at least 12 debit card purchases, be enrolled in & log into online banking at least once, be enrolled in & receive e-statements. Depending on what Kasasa account you have, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: daily balances up to and including $15,000 receive an APY of 4.00% and daily balances over $15,000 earn an interest rate of 0.25% on the portion of the daily balance over $15,000 resulting in a range from 1.25% to 0.05% APY depending on the account’s daily balance. Kasasa Cash Back: you will receive 2.25% cash back on up to a total of $400 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9 cash back payments may be earned per Monthly Qualification Cycle. Kasasa Saver: daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 0.75% and daily balances over $100,000 earn an interest rate of .25% on the portion of the daily balance over $100,000 resulting in a range from 0.75% to 0.50% APY depending on the account’s daily balance. Kasasa Eats: In order to properly distribute the account’s cash back payments; the description field, within the debit card transaction record we receive, must identify one of our current Kasasa Eats merchants. If you feel we have not properly identified a valid debit card transaction, please bring the transaction receipt to one of our locations, within sixty (60) days of purchase, so we can research and adjust your rewards, as necessary. When your Kasasa Eats account qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $300 in debit card purchases, made at grocery stores and food delivery services identified at https://www.kasasa.com/eats-partners, that post and settle to your account during that cycle period. A maximum of $15 in cash back payments may be earned per Monthly Qualification Cycle. Your account’s debit card may be used for any transaction but the account’s cash back rewards are only valid at and only apply to debit card purchases made with one of our identified retailers.

Purchases must be made with your debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates. Interest will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your account on the last day of the current statement cycle. If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply: Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, and nationwide ATM withdrawal fees are not reimbursed and: Kasasa Cash: the entire daily balance in the Kasasa Cash account earns .05% APY. Kasasa Saver: the entire daily balance in the Kasasa Saver account earns .05% APY. APY = Annual Percentage Yield. APYs accurate as of 06/01/2022. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

***ATM Fee Information: Military, Senior Advantage, and Everyday Checking come with use of over 2,300 ATMs nationwide, including First Savings Bank and Fifth Third Bank ATMs. Kasasa Checking accounts receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Eats transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Saver and Kasasa Eats are trademarks of Kasasa, Ltd., registered in the U.S.A.