Kasasa Saver

Earn more interest when you pair your KASASA CASH or CASH BACK checking account with a KASASA SAVER account.

  • Earn 1.00% APY** on balances up to $100,000 when you meet your monthly qualifications.
  • Earn .25% APY on balances over $100,000 when you meet your monthly qualifications.
  • Earn a base rate of .05% on your entire balance when you don’t meet your monthly qualifications.
  • Want more details? Click the “More” button below!
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How much does it cost?

Absolutely FREE

Transaction limits?

Never! Have your KASASA CASH or CASH BACK rewards automatically deposited into your SAVER account.

What’s next?

Open the account with a $50 initial deposit. No minimum balance required!

What are the monthly qualifications?

Want to get paid for banking here? We just ask you to do 3 simple things that you’re probably already doing anyway!

  1. At least 12 debit card transactions on your KASASA CASH or CASH BACK account
  2. Enroll in and receive eStatements
  3. Enroll in and log into Online Banking or your Mobile App at least once per month

See? Getting paid to bank here is as easy as 1, 2, 3!

Statement Savings

Make a statement with an interest-bearing STATEMENT SAVINGS account.

  • Interest-bearing account
  • Structured to promote healthy saving habits
  • Want more details? Click the “More” button below!
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How much does it cost?

We knock off the $1 monthly charge if you maintain a $50 or greater balance.

Transaction limits?

6 monthly withdrawals are allowed, because any more than that would be counter-productive.

What’s next?

Open the account with a $50 initial deposit. No minimum balance required, but to get it for FREE, keep at least $50 in there.

First Step Savings

You may feel 17 at heart, but you have to be 17 or younger to open a FIRST STEP SAVINGS account.

  • This account is just what it sounds like – a first step to building your financial future
  • Save a little, or save a lot – just keep saving
  • Want more details? Click the “More” button below!
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How much does it cost?

Absolutely FREE

Transaction limits?

Make up to 6 withdrawals monthly. We want to help you save, after all!

What’s next?

Open the account with a $50 initial deposit. Don’t worry, there are no minimum balance requirements!

Christmas Club+

Interest earned on this account is like extra Christmas shopping money!

  • Interest-bearing account that is paired with another First Savings checking or savings account
  • Have your Christmas savings automatically transferred into your CHRISTMAS CLUB account
  • Cash it out in October, just in time for your holiday shopping
  • Make a deposit within 45 days of the cash out to keep saving for the next year
  • Want more details? Click the “More” button below!
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How much does it cost?

Absolutely FREE

Transaction limits?

You can’t touch it until October, so don’t worry about those transaction limits!

What’s next?

Open the account with a $50 initial deposit. No minimum balance required; your Christmas shopping goal is up to you!

Money Market

Interest + fluidity

  • Tiered interest-bearing account
  • Flexibility to access your money, fee-free 6 times monthly
  • Want more details? Click the “More” button below!
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How much does it cost?

We knock off the $10 monthly service fee if you keep at least a $2,000 balance.

Transaction limits?

Access your funds up to 6 times before a $10 per transaction service charge will apply.

What’s next?

Open the account with a $100 initial deposit. No minimum balance required, but if you keep at least $2,000, we’ll waive your monthly fee.

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash or Cash Back account during each Monthly Qualification Cycle: At least 12 debit card purchases, be enrolled in and log into online banking or mobile banking at least once, and be enrolled in and have agreed to receive e-statements rather than paper statements.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

“Banking Day” means any day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.

“Business Day” means a calendar day other tan a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.

“Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Contact one of our branch service representatives for specific Statement Cycle dates.

When your linked Kasasa Cash or Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your Kasasa Saver account earn an APY of 1.00% and daily balances over $100,000.00 earn an interest rate of 0.25% on the portion of the daily balance over $100,000.00, resulting in a range from 1.00% to 0.63% APY depending on the account’s daily balance.

When your linked Kasasa Cash or Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY.

Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 12/1/2020.

APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

A $50 minimum deposit is required to open the account Kasasa Saver account and a $50 minimum deposit is required to open the Kasasa Cash or Cash Back account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications.

Limit of 1 account(s) per primary account holder. There are no recurring monthly maintenance charges or fees to open or close these accounts. The accounts are not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.

A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Member FDIC.

Trademarks:
Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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