Secure and Unsecured Personal Loans

First Savings Bank is ready to help with your unexpected expenses. Whether it’s for car repairs, to replace outdated appliances, plan a wedding or take a much-needed vacation. When the unexpected happens we’re here to help!

Contact or visit one of our convenient Southern Indiana locations to begin your First Savings Bank loan application

Frequently Asked Questions

What is the difference between the secured and the unsecured loan?

The secured loan has a pledge of collateral from the borrower and in the event that the payments are not made the collateral is then the possession of the financial institution. An unsecured loan is given based on the borrowers past credit history and their ability to repay.

What types of collateral can be used to secure a loan?

Loan collateral usually is something that has a value and that can be researched and compared to like collateral to determine its value. A vehicle title, a pledge of Stock or Certificate of Deposit could also be acceptable collateral.

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If we didn’t answer all of your questions, feel free to drop us a line anytime.


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