Which home loan is the right one for you?
Fixed Mortgage Rate
Offers consistent monthly payments for the life of the loan with flexible loan terms.APPLY NOW
Adjustable Rate Mortgage
Offers flexibility and initial lower payments and interest rates. For example, a 7 year ARM will adjust after the first 7 years of the loan's term.APPLY NOW
VA (Veterans Affairs Mortgage)
For military veterans, requires no down payment and no mortgage insurance.APPLY NOW
Rural Housing Loan Program (USDA)
Helping individuals with no down payment own a home. Subject to income limits and limited county availability.APPLY NOW
Allows you to borrow more than $453,100 and take advantage of today’s great rates.APPLY NOW
Designed to make your transition from one home to another as smooth as possible; utilizing your home's equity.APPLY NOW
Frequently Asked Questions
How much home can I afford?
That is an excellent question, but there are many factors that go into determining the amount of a monthly mortgage payment and each person’s situation is different. You should speak to one of our qualified mortgage lenders so they can guide you through this process.
Do I have to be pre-approved before I begin looking for a home?
Getting prequalified will provide you with a more realistic price range to search for your next home. In addition, some sellers/listing agents may ask for a pre-approval letter as a sign of a more serious buyer.
How much should I save for a downpayment?
One of the big misnomers in the mortgage industry is that you have to have a large down payment. However, we have many mortgage options which require little to no down payment. Contact one of our mortgage experts to discover which mortgage options you qualify for.
Don't Be Shy
If we didn’t answer all of your questions, feel free to drop us a line anytime.