Discover Higher Interest Rates for Your Accounts
Higher Interest Checking Account Options
High-yield Savings Options
IMPACT CHECKING
*Annual percentage yield. Rate may change after the account opens. Rate as of 07/16/2025. No minimum balance required to obtain the APY, daily balances up to and including $20,000.00 in your Impact Checking account earn an interest rate of 4.41% resulting in an APY of 4.50%, and daily balances over $20,000.00 earn an interest rate and APY of 0.25% on the portion of the daily balance over $20,000.00, resulting in a range from 4.50% APY to 0.81% APY depending on the account’s daily balance and qualification transactions and activities. APY of 0.81% is based on an account balance of $150,000.00. Monthly qualifications include enrolling in electronic statements (eStatements) and an ACH direct deposit greater than or equal to $500.00 posted to the account. If the account does not meet qualifications, then the interest and APY are 0.25% on the entire balance and ATM fees are not refunded. A $50.00 minimum deposit is required to open this account. Fees may reduce earnings on account.
IMPACT SAVINGS
*Annual percentage yield. Rate may change after the account opens. Rate as of 07/16/2025. Monthly qualifications include a minimum account balance of $10,000, requirements to linked Impact Checking account are met, and enrolling to receive electronic statements. If Impact Savings Account daily balances is below $10,000.00, then interest rate and APY are 0.01%; if daily balance equal to or greater than $10,000.00 but less than $100,000.00, then interest rate and APY are 0.75%; and if the daily balance is equal to or greater than $100,000.00, then the interest rate and APY are 0.20%. If the account does not meet qualifications, then the interest and APY are 0.01% on the entire balance. A $50.00 minimum deposit is required to open this account. Fees may reduce earnings on account.