Discover Higher Interest Rates for Your Accounts

Higher Interest Checking Account Options

Impact Checking 

  • 4.50 % APY* on balances up to $20,000
  • 0.25% APY* on balances over $20,000 
  • Monthly service fees waived if enrolled in eStatements
  • No minimum balance requirements
  • $50 minimum deposit to open

High-yield Savings Options

Impact Savings

  • Pair with an Impact Checking Account
  • Earn 0.75% APY* on balances between $10,000 up to $100,000 
  • Earn 0.20% APY* on balances over $100,000 
  • Earn 0.01% APY* on balances below $10,000 
  • Monthly services fees waived when enrolled in eStatements
  • $50 minimum deposit to open

IMPACT CHECKING

*Annual percentage yield. Rate may change after the account opens. Rate as of 07/16/2025. No minimum balance required to obtain the APY, daily balances up to and including $20,000.00 in your Impact Checking account earn an interest rate of 4.41% resulting in an APY of 4.50%, and daily balances over $20,000.00 earn an interest rate and APY of 0.25% on the portion of the daily balance over $20,000.00, resulting in a range from 4.50% APY to 0.81% APY depending on the account’s daily balance and qualification transactions and activities. APY of 0.81% is based on an account balance of $150,000.00. Monthly qualifications include enrolling in electronic statements (eStatements) and an ACH direct deposit greater than or equal to $500.00 posted to the account. If the account does not meet qualifications, then the interest and APY are 0.25% on the entire balance and ATM fees are not refunded. A $50.00 minimum deposit is required to open this account. Fees may reduce earnings on account.

IMPACT SAVINGS

*Annual percentage yield. Rate may change after the account opens. Rate as of 07/16/2025. Monthly qualifications include a minimum account balance of $10,000, requirements to linked Impact Checking account are met, and enrolling to receive electronic statements. If Impact Savings Account daily balances is below $10,000.00, then interest rate and APY are 0.01%; if daily balance equal to or greater than $10,000.00 but less than $100,000.00, then interest rate and APY are 0.75%; and if the daily balance is equal to or greater than $100,000.00, then the interest rate and APY are 0.20%. If the account does not meet qualifications, then the interest and APY are 0.01% on the entire balance. A $50.00 minimum deposit is required to open this account. Fees may reduce earnings on account.

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