Discover Higher Interest Rates for Your Accounts
Higher Interest Checking Account Options
High-yield Savings Options
CD Specials
*Interest accounts information: Annual percentage yield. Rates may change after the account opens. Kasasa Cash rate accurate as of 10/19/2023. Kasasa Saver rate accurate as of 06/01/2022. Both, Kasasa Cash and Kasasa Saver, require a $50 deposit to minimum deposit is required to open this account. Fees may be reduced earnings on account.
Kasasa Cash: Minimum balance required to obtain the APY, daily balances up to and including $20,000.00 in your Kasasa Cash account earn an interest rate of 5.37% resulting in an APY of 5.50% and daily balance over $20,000.00 results in a blended range of 5.50% APY to 0.93% APY depending on the account’s daily balance and qualification transactions and activities. APY of 0.93% is based on an account balance of $150,000.00. Monthly qualifications are enrolling and logging into online or mobile banking, receiving e-statements and 12 debit cards swipes. If qualifications are not met, then the entire balance in the Kasasa Cash account earns 0.05% APY.
Kasasa Saver: Minimum balance required to obtain the APY, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 0.75% and daily balances over $100,000 earn an interest rate of .25% on the portion of the daily balance over $100,000 resulting in a range from 0.75% to 0.50% APY depending on the account’s daily balance. If qualifications are not met from corresponding linked Kasasa Cash, Kasasa Cash Back or Kasasa Eats account, then the entire daily balance in the Kasasa Saver account earns 0.05% APY.
**Reward account information: Both, Kasasa Cash Back and Kasasa Eats, require a $50 deposit to minimum deposit is required to open this account. Fees may be reduced rewards on account. Monthly qualifications are enrolling and logging into online or mobile banking, receiving e-statements and 12 debit cards swipes. If qualifications are met during a Monthly Qualification Cycle:
Kasasa Cash Back: You will receive 2.25% cash back on up to a total of $400 debit card purchases that post and settle to the account during that cycle period. A maximum of $9 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle.
Kasasa Eats: You will receive 5% cash back on up to a total of $300 in debit card purchases, made at grocery stores and food delivery services identified at https://www.kasasa.com/eats-partners, that post and settle to your account during that cycle period. A maximum of $15 in cash back payments may be earned per Monthly Qualification Cycle. Your account’s debit card may be used for any transaction but the account’s cash back rewards are only valid at and only apply to debit card purchases made with one of our identified retailers. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Eats account during that Monthly Qualification Cycle.
ATM Reimbursements for both Kasasa Cash Back and Kasasa Eats: We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. The cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back or Kasasa Eats account on the last day of the current statement cycle.
When your Kasasa Cash Back or Kasasa Eats account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded.
Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Saver and Kasasa Eats are trademarks of Kasasa, Ltd., registered in the U.S.A.