Open a Checking Account Online
Quick, convenient, online account opening!
Discover which checking account is right for you

IMPACT CHECKING
- 4.50% to 0.96% APY* on balances up to and including $20,000
- No monthly fees when enrolled in eStatements
- $50 minimum deposit to open

SENIOR ADVANTAGE CHECKING
- Earn interest on your checking funds
- Get 2 FREE boxes of checks per year
- Free cashier’s checks
- Take advantage of a FREE 3″x5″ safe deposit box
Open Account: Impact Checking, Senior Advantage, Everyday and Military checking accounts require a $50 minimum opening deposit. Reset Checking requires a $25 minimum opening deposit.
*Annual percentage yield. Rate may change after the account opens. Rate as of 07/16/2025. No minimum balance required to obtain the APY, daily balances up to and including $20,000.00 in your Impact Checking account earn an interest rate of 4.41% resulting in an APY of 4.50%, and daily balances over $20,000.00 earn an interest rate and APY of 0.25% on the portion of the daily balance over $20,000.00, resulting in a range from 4.50% APY to 0.81% APY depending on the account’s daily balance and qualification transactions and activities. APY of 0.81% is based on an account balance of $150,000.00. Monthly qualifications include enrolling in electronic statements (eStatements) and an ACH direct deposit greater than or equal to $500.00 posted to the account. If the account does not meet qualifications, then the interest and APY are 0.25% on the entire balance and ATM fees are not refunded. A $50.00 minimum deposit is required to open this account. Fees may reduce earnings on account.