Open a Checking Account Online

Quick, convenient, online account opening!

Discover which checking account is right for you

IMPACT CHECKING

  • 4.50% to 0.96% APY* on balances up to and including $20,000
  • No monthly fees when enrolled in eStatements
  • $50 minimum deposit to open

SENIOR ADVANTAGE CHECKING

  • Earn interest on your checking funds
  • Get 2 FREE boxes of checks per year
  • Free cashier’s checks
  • Take advantage of a FREE 3″x5″ safe deposit box

EVERYDAY CHECKING

  • $5 monthly fee waived with direct deposit or $500 average monthly balance
  • Choose the free eStatement option, or pay an extra $3 monthly to receive paper statements in the mail

MILITARY CHECKING

  • Earn interest on your checking funds
  • Get 2 FREE boxes of checks per year
  • Free cashier’s checks
  • Take advantage of a FREE 3″x10″ safe deposit box

RESET CHECKING

  • No monthly maintenance fees
  • No minimum balance requirements
  • FREE eStatements or printed statements

Frequently Asked Questions:

How do I open a checking account?

Most of our checking accounts can be opened online; however, if you find an account you like, and it isn’t available for online account opening you can visit any of our convenient locations to open your account.

What do I need to open a checking account?

Typically, we will need two acceptable forms of identification such as your unexpired government issued ID or Social Security card. We will also require a single proof of residency, such as a utility bill or paystub. Lastly, most of our accounts require a $50 minimum deposit to open.

How old do I have to be to open a checking account?

While we say it’s never to early to open an account, legally to open a single owner account you must be 18 years or older. However, you can open a joint account with a parent or guardian anytime.

Why should I open a checking account?

A checking account offers a safe place to put your money and gives you convenience to spend it when you need it. With your checking account you can pay your bills electronically or utilize your debit card for everyday purchases.

Open Account: Impact Checking, Senior Advantage, Everyday and Military checking accounts require a $50 minimum opening deposit. Reset Checking requires a $25 minimum opening deposit.

*Annual percentage yield. Rate may change after the account opens. Rate as of 07/16/2025. No minimum balance required to obtain the APY, daily balances up to and including $20,000.00 in your Impact Checking account earn an interest rate of 4.41% resulting in an APY of 4.50%, and daily balances over $20,000.00 earn an interest rate and APY of 0.25% on the portion of the daily balance over $20,000.00, resulting in a range from 4.50% APY to 0.81% APY depending on the account’s daily balance and qualification transactions and activities. APY of 0.81% is based on an account balance of $150,000.00. Monthly qualifications include enrolling in electronic statements (eStatements) and an ACH direct deposit greater than or equal to $500.00 posted to the account. If the account does not meet qualifications, then the interest and APY are 0.25% on the entire balance and ATM fees are not refunded. A $50.00 minimum deposit is required to open this account. Fees may reduce earnings on account.

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