Credit Cards

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.
Personal Card - Low Rate

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

  • No annual fee.
  • Low introductory rate for the first six months.¹
  • Competitive ongoing APR.¹
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Fees

Personal Card - World / Preferred Points Rewards

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.cardaccount.net or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Extraordinary Mastercard® benefits include:
    • Airport Concierge
    • ID Theft Protection
    • Global Services
    • Cell Phone Coverage*
    • Travel & Lifestyle Services*
    • Online shopping/delivery discounts*

    Certain restrictions apply to each benefit detailed in the applicable benefits brochure received with new credit card.
    *Mastercard World cardholders only

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. ¹
  • Competitive ongoing APR.¹
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Fees

 

To Apply

Download the PDF of the application

  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
  • Supporting documents vary depending on the type of business you have.
    See Supporting Documents for Your Credit Card Application chart below.
  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120
View Credit Card Comparison
¹Please see application for information about current APRs and fees.

Frequently Asked Questions

I have questions about a charge on my Credit Card.

For the best service, please call the number on the bank of your credit card.

Don't Be Shy

If we didn’t answer all of your questions, feel free to drop us a line anytime.

 

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