Review your credit annually: it pays off!
One of the easiest ways to protect your credit is to review
it once a year. It’s a simple safeguard that can save you money, time and headaches down the road. The law requires that major consumer reporting agencies provide you a copy of your credit report annually.
While you may not know that something is wrong with your credit until you review it, indications that something may be wrong include: a bill that does not arrive as expected, receiving a denial of credit that you did not apply for, or receiving calls, emails or letters about purchases you did not make.
Remember, your best safe guard is routinely checking your credit!