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90% LTV Construction Financing
Online Mortgage Application
First Time Home Buyer
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Bank Anywhere,
Anytime With Our
Mobile App!
We understand that you don’t always have time to come in to one of our locations for friendly, personal service. Now you can bank anywhere, anytime using a:
  • Computer
  • Smart Phone
  • iPad or Tablet
Your Dreams Can
Come True With Our
First Time Homebuyer Loan!
Come In To Any Of Our Branches To Receive:
  • 100% Financing
  • NO Private Mortgage Insurances Required
  • Fixed and Adjustable Rates
90% LTV
LTV Construction Financing
From Framing
to Finishing
  • Primary residence
  • Up to 90% loan-to-value
  • No prepayment penalty
  • Local lending decisions
*Offer available for primary residence only. No self-builds or manufactured homes. Loan amounts may not exceed $417,000. First Savings Bank primary checking account with direct deposit required. Total loan-to-value ratio may not exceed 90% of project cost or appraised value, whichever is less. Credit score 680 or greater. Must prove cash reserves of at least 10% of total project cost plus three months of principal, interest, tax and insurance payments; in addition to the 10% down payment requirement. Two closings required, one for short-term construction loan and one for permanent financing. Standard closing costs will apply for both construction and permanent financing loans. Rate and term to be determined based on credit at time of permanent financing in accordance with our secondary market products. Private Mortgage Insurance (PMI) pre-qualification required prior to construction loan closing, PMI may also be required for permanent financing. Property insurance is required. All other fees apply. Subject to credit approval and underwriting policy. Other restrictions may apply. Limited time offer.