Selecting a checking account is a crucial step in managing your finances efficiently. There are many banks that offer various account options; finding the right one depends on what matters to you. Let’s explore 4 factors to consider when searching for the perfect account:
Customer Service
Have you ever walked into a business and instantly felt unwelcomed? You shouldn’t have to feel that way when walking into your bank. While technological advances are taking the banking experience digital, friendly customer service should be a top priority and is something many value when looking for a new financial institution.
Reward Options
You see it every day. An ad for a checking account that offers a higher interest rate or open a $200 bonus after keeping a new account open for a month. This sounds nice but does the account grow with you? First Savings Bank offers Kasasa checking accounts that reward you based on how you want to be rewarded. For example, receive cash back on purchases, earn a higher interest rate or get cash back on your groceries by doing simple everyday tasks like swiping your debit card 12 times, logging into your online banking and signing up for eStatements.
Online and Mobile Banking Features
In today’s digital age you want an account that moves with you. Online and mobile capabilities are essential features when shopping for a checking account. A mobile banking platform that allows you to manage your accounts, pay your bills, transfer funds and deposit your checks remotely are some of the top features that help keep you on top of your finances.
Fees
Fees play an important factor when looking for a checking account. Monthly maintenance fees, overdraft fees and foreign ATM fees can add up over time. Many banks offer fee waivers if certain criteria are met, such as maintaining a minimum balance or setting up direct deposit.
Choosing a checking account is an important decision that can have a significant impact on your financial well-being. When considering these four factors you can find an account that meets your needs and helps you achieve your financial goals. Visit https://www.fsbbank.net/personal/accounts/checking/ to compare our checking accounts today!
