Healthy money habits can be inherited from one generation to the next. Sometimes that isn’t the case depending on your parents’ relationship with money and how they valued a dollar. However, if you are planning on having children or looking to get your children on a...
It’s never too early to start planning for a better financial future. Many individuals find themselves questioning whether they are on the right track to a better financial future while others may not know where to begin. At First Savings Bank, one of our goals is to...
Personal finance ratios can help you get a grip on finances.Calculating personal finance ratios is a good way to get an overall picture of your financial health. Here are some ratios that you should track. Emergency FundYou want your emergency fund to be stocked with...
Saving money can be done anytime of the year, but for many individuals summer seems to ramp up additional spending due to kids being out of school and the warmer weather has many itching to get out of the house. However, summer does not have to be a season where you...
Have you ever had your laptop crash right before a big project was due? Life is full of unexpected surprises, some not so pleasant. When life happens an emergency fund is there to help you out. It is a fund that is set aside for those “oh, no!” moments, so you don’t...
How to save on spring break tripsSpring break will be here before you know it, so now is the perfect time to start planning and saving. Here are some tips to get you going. Location MattersThe more popular a place is, the more expensive it will be. You should be...
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