Personal finance ratios can help you get a grip on finances.Calculating personal finance ratios is a good way to get an overall picture of your financial health. Here are some ratios that you should track. Emergency FundYou want your emergency fund to be stocked with...
Saving money can be done anytime of the year, but for many individuals summer seems to ramp up additional spending due to kids being out of school and the warmer weather has many itching to get out of the house. However, summer does not have to be a season where you...
Have you ever had your laptop crash right before a big project was due? Life is full of unexpected surprises, some not so pleasant. When life happens an emergency fund is there to help you out. It is a fund that is set aside for those “oh, no!” moments, so you don’t...
How to save on spring break tripsSpring break will be here before you know it, so now is the perfect time to start planning and saving. Here are some tips to get you going. Location MattersThe more popular a place is, the more expensive it will be. You should be...
Certificate of Deposits (CDs) are increasing in popularity for individuals who have excess cash and want to earn a higher return while minimizing market risk. However, many individuals may not understand what a CD is and what they should know before opening one. First...
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