Feb 3, 2025 | Simplify Your Life
As you start getting older you may find yourself in need of a home loan, car loan or even a credit card. When going through the loan application process, there is a of questions that gauge your ability to repay the loan and a financial ratio that your lender will look...
Jan 13, 2025 | Simplify Your Life
Fraud has been a rising concern to many individuals. Scammers have found new and more deceptive ways to access an individual’s identity, account information and personal login credentials. As a trusted financial institution, we are always looking for innovative ways...
Jul 9, 2024 | Simplify Your Life
Have you ever heard someone refer to the 4 Cs of credit? There are four main pillars that a creditor will use to evaluate a borrower’s creditworthiness. Character, capacity, collateral and capital are all key items you should review prior to submitting a loan request....
Jul 9, 2024 | Simplify Your Life
The warmer months bring many consumers on the hunt for the perfect home. However, it is surprising the number of myths that many homebuyers think before stepping into our offices. Let us help sort out the facts from the fiction. Myth – All home improvements add...
Jun 3, 2024 | Simplify Your Life
Selling your home can be a big decision, regardless of the current rate environment. The rate environment is a big factor when it comes to selling your home. There are many steps you can take to make the process of selling your home as easy as possible. Complete all...
Apr 23, 2024 | Simplify Your Life
Financial literacy plays an important role in the quality of your life. When you have a better understanding of financial literacy you have an easier time paying off your debts, planning for retirement and living a healthier life. According to annuity.org 25% of...
