Your credit score holds the power to influence approval decisions, interest rates and the cost of borrowing. Knowing your credit score helps you understand your creditworthiness and will help you monitor your financial health over time. However, the big question is:...

Financial literacy is similar to having a map that has a destination marked but not knowing the correct path to take. This is a key mistake many make when embarking on a journey into becoming financially literate. Take this journey with us as we set the path to...

Who says your next vacation needs to break the bank to be fun? With a bit of creativity and planning, you can have a memorable adventure without spending a ton of money. Discover exciting ideas for cheap vacations, learn how to budget for vacation and explore the art...

At First Savings Bank, we take immense pride in being invested in the communities we serve. Being invested in your community is about more than just lending a hand; it’s about creating lasting bonds that uplift everyone involved. Helping your community not only makes...

As you start getting older you may find yourself in need of a home loan, car loan or even a credit card. When going through the loan application process, there is a of questions that gauge your ability to repay the loan and a financial ratio that your lender will look...

Fraud has been a rising concern to many individuals. Scammers have found new and more deceptive ways to access an individual’s identity, account information and personal login credentials. As a trusted financial institution, we are always looking for innovative ways...

Have you ever heard someone refer to the 4 Cs of credit? There are four main pillars that a creditor will use to evaluate a borrower’s creditworthiness. Character, capacity, collateral and capital are all key items you should review prior to submitting a loan request....

The warmer months bring many consumers on the hunt for the perfect home. However, it is surprising the number of myths that many homebuyers think before stepping into our offices. Let us help sort out the facts from the fiction. Myth – All home improvements add...

Selling your home can be a big decision, regardless of the current rate environment. The rate environment is a big factor when it comes to selling your home. There are many steps you can take to make the process of selling your home as easy as possible. Complete all...

If you have taken the journey of buying a home, then you understand that buying a home can be tedious but rewarding. If you are starting the homebuying journey, then buckle up because this article will guide you through the homebuying process. Here are some key steps:...

Buying your first house isn’t always easy. Especially if you are living in a seller’s market. A seller’s market is as simple as it sounds, the seller has more power to control the sale of their home because there are more buyers than there are sellers. As a buyer you...