As you start getting older you may find yourself in need of a home loan, car loan or even a credit card. When going through the loan application process, there is a of questions that gauge your ability to repay the loan and a financial ratio that your lender will look...

Fraud has been a rising concern to many individuals. Scammers have found new and more deceptive ways to access an individual’s identity, account information and personal login credentials. As a trusted financial institution, we are always looking for innovative ways...

Have you ever heard someone refer to the 4 Cs of credit? There are four main pillars that a creditor will use to evaluate a borrower’s creditworthiness. Character, capacity, collateral and capital are all key items you should review prior to submitting a loan request....

The warmer months bring many consumers on the hunt for the perfect home. However, it is surprising the number of myths that many homebuyers think before stepping into our offices. Let us help sort out the facts from the fiction. Myth – All home improvements add...

Selling your home can be a big decision, regardless of the current rate environment. The rate environment is a big factor when it comes to selling your home. There are many steps you can take to make the process of selling your home as easy as possible. Complete all...

Financial literacy plays an important role in the quality of your life. When you have a better understanding of financial literacy you have an easier time paying off your debts, planning for retirement and living a healthier life. According to annuity.org 25% of...

If you have taken the journey of buying a home, then you understand that buying a home can be tedious but rewarding. If you are starting the homebuying journey, then buckle up because this article will guide you through the homebuying process. Here are some key steps:...

Buying your first house isn’t always easy. Especially if you are living in a seller’s market. A seller’s market is as simple as it sounds, the seller has more power to control the sale of their home because there are more buyers than there are sellers. As a buyer you...

Your credit score is a numerical representation of your creditworthiness. An individual’s credit score is pulled whenever you are looking for an apartment, applying for insurance, in need of a loan and even getting a cell phone. Lenders or service providers may use...

As the world becomes more digital, so does the way we handle our finances. Whether you’re a tech-savvy pro or a digital novice, it’s important to understand the impact of digital banking. At First Savings Bank, we want to provide our customers with meaningful...