Banking

Explore banking tips about loans, account types and resources to help you navigate your finances.

Choosing a Bank for your Small Business

Choosing a Bank for your Small Business

As a small business owner, choosing a bank is an important decision that includes several factors such as fee structure, account features, customer service and loan options. Every business has specific needs and financial goals that they are looking to achieve, and...

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What is an IRA?

What is an IRA?

An Individual Retirement Account (IRA) is a powerful financial tool designed to help individuals save for retirement while also enjoying potential tax advantages. Understanding what an IRA is can provide a way for you to invest money with the goal of accumulating...

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How to Make a Budget in the New Year

How to Make a Budget in the New Year

Do you cringe or get excited over the word Budget? For many, budgeting can be a struggle as you try to align your financial goals with your spending habits but building a personalized budget can help reduce your financial stress. The biggest question is, how do you...

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What Are Fintech Banks vs. Traditional Banks?

What Are Fintech Banks vs. Traditional Banks?

Have you heard the word Fintech swirling around the internet? Are you like most and trying to determine what a Fintech means and why are people talking about Fintech Banks? Traditional banking doesn’t seem to be broken, but yet everyone is talking about how Fintech...

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What is Treasury Management?

What is Treasury Management?

Are you a small business owner that has often wondered if there are financial solutions that benefit your business? Every business is unique, and your services shouldn’t be built as a one size fits all, because every business has a different goal in mind. Treasury...

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SBA 101: What is an SBA Loan?

SBA 101: What is an SBA Loan?

      If you are a small business owner or have just started your business, then this article will be perfect for you. Small Business Administration loans, or SBA loans, are designed to provide financial assistance to small businesses in the...

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Invest in Your Small Business

Invest in Your Small Business

Small business success starts with you! Starting a business is an endeavor fueled by both innovation, passion and leadership. Often times a business’s success is measured by the amount of revenue generated; however, there are many ways one can measure the success of...

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Go Green with eStatements

Go Green with eStatements

At First Savings Bank, we are always on the move to provide you with the customer service you have come to expect. The power to deliver your statements electronically is not a new initiative, but one we embrace and love. Going green not only reduces the use of paper...

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Well, That’s Interest-ing: Bank Interest Rates

Well, That’s Interest-ing: Bank Interest Rates

Interest rates play a critical role in your financial management. At First Savings Bank, we’re committed to helping you comprehend and leverage competitive rates. There are several types of interest rates that you should be aware of such as mortgage, simple,...

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HELOC versus Home Equity Loan

HELOC versus Home Equity Loan

There are different ways to borrow your home’s equity. One of the more common approaches you may hear about is a Home Equity Line of Credit (HELOC). There is a second option that many borrowers can tap into when in need, which is the Home Equity Loan. They sound...

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What To Look For In A Checking Account

What To Look For In A Checking Account

Selecting a checking account is a crucial step in managing your finances efficiently. There are many banks that offer various account options; finding the right one depends on what matters to you. Let’s explore 4 factors to consider when searching for the perfect...

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