Banking
Explore banking tips about loans, account types and resources to help you navigate your finances.
Building a Better Budget in the New Year
Jan 13, 2025 | Banking
Do you cringe or get excited over the word Budget? For many, budgeting can be a struggle as you try to align your financial goals with your spending habits but building a personalized budget can help reduce your financial stress. The biggest question is, how do you...
Traditional Banks versus Fintech Banks
Aug 15, 2024 | Banking
Have you heard the word Fintech swirling around the internet? Are you like most and trying to determine what a Fintech means and why are people talking about Fintech Banks? Traditional banking doesn’t seem to be broken, but yet everyone is talking about how Fintech...
What is Treasury Management?
Jul 9, 2024 | Banking
Are you a small business owner that has often wondered if there are financial solutions that benefit your business? Every business is unique, and your services shouldn’t be built as a one size fits all, because every business has a different goal in mind. Treasury...
SBA 101: What is an SBA Loan?
Jun 3, 2024 | Banking
If you are a small business owner or have just started your business, then this article will be perfect for you. Small Business Administration loans, or SBA loans, are designed to provide financial assistance to small businesses in the...
Invest in Your Small Business
Jun 3, 2024 | Banking
Small business success starts with you! Starting a business is an endeavor fueled by both innovation, passion and leadership. Often times a business’s success is measured by the amount of revenue generated; however, there are many ways one can measure the success of...
Go Green with eStatements
May 16, 2024 | Banking
At First Savings Bank, we are always on the move to provide you with the customer service you have come to expect. The power to deliver your statements electronically is not a new initiative, but one we embrace and love. Going green not only reduces the use of paper...
Well, That’s Interest-ing: Bank Interest Rates
Apr 23, 2024 | Banking
Interest rates play a critical role in your financial management. At First Savings Bank, we’re committed to helping you comprehend and leverage competitive rates. There are several types of interest rates that you should be aware of such as mortgage, simple,...
What’s behind the shiny low rate?
Apr 23, 2024 | Banking
Have you recently found yourself looking to make an investment toward the home of your dreams or purchasing a new car? Did you know that your lender doesn’t get to just determine the rate you pay? There are several factors that go into the interest rate that you see...
HELOC vs. Home Equity Loan
Mar 19, 2024 | Banking
There are different ways to borrow your home’s equity. One of the more common approaches you may hear about is a Home Equity Line of Credit (HELOC). There is a second option that many borrowers can tap into when in need, which is the Home Equity Loan. They sound...
What should you look for in a checking account?
Mar 4, 2024 | Banking
Selecting a checking account is a crucial step in managing your finances efficiently. There are many banks that offer various account options; finding the right one depends on what matters to you. Let’s explore 4 factors to consider when searching for the perfect...
HELOC Purposes:
Mar 4, 2024 | Banking
What is a HELOC you may ask? A Home Equity Line of Credit or HELOC is a revolving line of credit where you use the equity in your home as collateral. Equity is the difference between the appraised value of a property and the amount a homeowner owes on their mortgage....
Financial Freedom 101: Navigating your Finances in your 20s
Feb 6, 2024 | Banking
Your 20s signifies an exciting time in your life. Many are starting their journey into adulthood and finding their financial freedom. Managing your finances wisely during this time can lay the foundation for a prosperous future. Let’s dive into some key financial tips...
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