Banking

Explore banking tips about loans, account types and resources to help you navigate your finances.

What is Treasury Management?

What is Treasury Management?

Are you a small business owner that has often wondered if there are financial solutions that benefit your business? Every business is unique, and your services shouldn’t be built as a one size fits all, because every business has a different goal in mind. Treasury...

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SBA 101: What is an SBA Loan?

SBA 101: What is an SBA Loan?

      If you are a small business owner or have just started your business, then this article will be perfect for you. Small Business Administration loans, or SBA loans, are designed to provide financial assistance to small businesses in the...

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Invest in Your Small Business

Invest in Your Small Business

Small business success starts with you! Starting a business is an endeavor fueled by both innovation, passion and leadership. Often times a business’s success is measured by the amount of revenue generated; however, there are many ways one can measure the success of...

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Go Green with eStatements

Go Green with eStatements

At First Savings Bank, we are always on the move to provide you with the customer service you have come to expect. The power to deliver your statements electronically is not a new initiative, but one we embrace and love. Going green not only reduces the use of paper...

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Well, that’s interest-ing

Well, that’s interest-ing

Interest rates play a critical role in your financial management. At First Savings Bank, we’re committed to helping you comprehend and leverage competitive rates. There are several types of interest rates that you should be aware of such as mortgage, simple,...

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What’s behind the shiny low rate?

What’s behind the shiny low rate?

Have you recently found yourself looking to make an investment toward the home of your dreams or purchasing a new car? Did you know that your lender doesn’t get to just determine the rate you pay? There are several factors that go into the interest rate that you see...

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HELOC vs. Home Equity Loan

HELOC vs. Home Equity Loan

There are different ways to borrow your home’s equity. One of the more common approaches you may hear about is a Home Equity Line of Credit (HELOC). There is a second option that many borrowers can tap into when in need, which is the Home Equity Loan. They sound...

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What should you look for in a checking account?

What should you look for in a checking account?

Selecting a checking account is a crucial step in managing your finances efficiently. There are many banks that offer various account options; finding the right one depends on what matters to you. Let’s explore 4 factors to consider when searching for the perfect...

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HELOC Purposes:

HELOC Purposes:

What is a HELOC you may ask? A Home Equity Line of Credit or HELOC is a revolving line of credit where you use the equity in your home as collateral. Equity is the difference between the appraised value of a property and the amount a homeowner owes on their mortgage....

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