Banking

Explore banking tips about loans, account types and resources to help you navigate your finances.

Well, that’s interest-ing

Well, that’s interest-ing

Interest rates play a critical role in your financial management. At First Savings Bank, we’re committed to helping you comprehend and leverage competitive rates. There are several types of interest rates that you should be aware of such as mortgage, simple,...

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What’s behind the shiny low rate?

What’s behind the shiny low rate?

Have you recently found yourself looking to make an investment toward the home of your dreams or purchasing a new car? Did you know that your lender doesn’t get to just determine the rate you pay? There are several factors that go into the interest rate that you see...

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HELOC vs. Home Equity Loan

HELOC vs. Home Equity Loan

There are different ways to borrow your home’s equity. One of the more common approaches you may hear about is a Home Equity Line of Credit (HELOC). There is a second option that many borrowers can tap into when in need, which is the Home Equity Loan. They sound...

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What should you look for in a checking account?

What should you look for in a checking account?

Selecting a checking account is a crucial step in managing your finances efficiently. There are many banks that offer various account options; finding the right one depends on what matters to you. Let’s explore 4 factors to consider when searching for the perfect...

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HELOC Purposes:

HELOC Purposes:

What is a HELOC you may ask? A Home Equity Line of Credit or HELOC is a revolving line of credit where you use the equity in your home as collateral. Equity is the difference between the appraised value of a property and the amount a homeowner owes on their mortgage....

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