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5 tips to help protect your pockets

Apr 23, 2024 | Fraud Tips

The Federal Trade Commission reported that in 2023 consumers lost more than $10 billion to fraud, a 14% increase over losses in 2022. The number one type of fraud reported was imposters. We understand you work hard for your money, don’t let an imposter fool you....

Well, That’s Interest-ing: Bank Interest Rates

Apr 23, 2024 | Banking

Interest rates play a critical role in your financial management. At First Savings Bank, we’re committed to helping you comprehend and leverage competitive rates. There are several types of interest rates that you should be aware of such as mortgage, simple,...

What Is A Low Interest Rate: Factors That Determine Rates

Apr 23, 2024 | Banking

Have you recently found yourself looking to make an investment toward the home of your dreams or purchasing a new car? Did you know that your lender doesn’t get to just determine the rate you pay? There are several factors that go into the interest rate that you see...

A Guide to Spotting Check Fraud

Mar 19, 2024 | Fraud Tips

As a consumer, business owner or someone simply interested in protecting their financial assets this guide will help you understand what check fraud is and how to spot it. Check fraud occurs when someone alters or uses a check without authorization, resulting in a...

HELOC versus Home Equity Loan

Mar 19, 2024 | Banking

There are different ways to borrow your home’s equity. One of the more common approaches you may hear about is a Home Equity Line of Credit (HELOC). There is a second option that many borrowers can tap into when in need, which is the Home Equity Loan. They sound...

The Importance of Emergency Funds: Benefits & More

Mar 19, 2024 | Savings

Have you ever had your laptop crash right before a big project was due? Life is full of unexpected surprises, some not so pleasant. When life happens an emergency fund is there to help you out. It is a fund that is set aside for those “oh, no!” moments, so you don’t...

Navigating the Homebuying Process

Mar 19, 2024 | Simplify Your Life

If you have taken the journey of buying a home, then you understand that buying a home can be tedious but rewarding. If you are starting the homebuying journey, then buckle up because this article will guide you through the homebuying process. Here are some key steps:...

To Pre-qualify or Not?

Mar 4, 2024 | Simplify Your Life

Buying your first house isn’t always easy. Especially if you are living in a seller’s market. A seller’s market is as simple as it sounds, the seller has more power to control the sale of their home because there are more buyers than there are sellers. As a buyer you...

4 Tips to Help you Prevent Identity Theft

Mar 4, 2024 | Fraud Tips

Identity theft happens when someone steals your personal information and uses it in a way that involves fraud or deception, typically for a financial gain. If you have ever been a victim of identity theft, then you may understand how difficult it is to overcome the...

Improving your Credit Score in 2024

Mar 4, 2024 | Simplify Your Life

Your credit score is a numerical representation of your creditworthiness. An individual’s credit score is pulled whenever you are looking for an apartment, applying for insurance, in need of a loan and even getting a cell phone. Lenders or service providers may use...