


The Importance of Emergency Funds: Benefits & More
Have you ever had your laptop crash right before a big project was due? Life is full of unexpected surprises, some not so pleasant. When life happens an emergency fund is there to help you out. It is a fund that is set aside for those “oh, no!” moments, so you don’t...
Navigating the Homebuying Process
If you have taken the journey of buying a home, then you understand that buying a home can be tedious but rewarding. If you are starting the homebuying journey, then buckle up because this article will guide you through the homebuying process. Here are some key steps:...
To Pre-qualify or Not?
Buying your first house isn’t always easy. Especially if you are living in a seller’s market. A seller’s market is as simple as it sounds, the seller has more power to control the sale of their home because there are more buyers than there are sellers. As a buyer you...
4 Tips to Help you Prevent Identity Theft
Identity theft happens when someone steals your personal information and uses it in a way that involves fraud or deception, typically for a financial gain. If you have ever been a victim of identity theft, then you may understand how difficult it is to overcome the...
Improving your Credit Score in 2024
Your credit score is a numerical representation of your creditworthiness. An individual’s credit score is pulled whenever you are looking for an apartment, applying for insurance, in need of a loan and even getting a cell phone. Lenders or service providers may use...
What To Look For In A Checking Account
Selecting a checking account is a crucial step in managing your finances efficiently. There are many banks that offer various account options; finding the right one depends on what matters to you. Let’s explore 4 factors to consider when searching for the perfect...
HELOC 101: What Are HELOCs And How To Use Them
What is a HELOC you may ask? A Home Equity Line of Credit or HELOC is a revolving line of credit where you use the equity in your home as collateral. Equity is the difference between the appraised value of a property and the amount a homeowner owes on their mortgage....
Navigating the World of Digital Banking
As the world becomes more digital, so does the way we handle our finances. Whether you’re a tech-savvy pro or a digital novice, it’s important to understand the impact of digital banking. At First Savings Bank, we want to provide our customers with meaningful...