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Gift Card Scam

May 16, 2024 | Fraud Tips

Have you heard about the gift card scam? As we all know, scammers have continued to find new and deceitful ways to defraud unsuspecting individuals into handing over their personal information or money. Typically, the only people that will ever tell you to buy a gift...

5 Tips to Save Money this Summer

May 16, 2024 | Savings

Saving money can be done anytime of the year, but for many individuals summer seems to ramp up additional spending due to kids being out of school and the warmer weather has many itching to get out of the house. However, summer does not have to be a season where you...

Are you Financially Literate?

Apr 23, 2024 | Simplify Your Life

Financial literacy plays an important role in the quality of your life. When you have a better understanding of financial literacy you have an easier time paying off your debts, planning for retirement and living a healthier life. According to annuity.org 25% of...

5 tips to help protect your pockets

Apr 23, 2024 | Fraud Tips

The Federal Trade Commission reported that in 2023 consumers lost more than $10 billion to fraud, a 14% increase over losses in 2022. The number one type of fraud reported was imposters. We understand you work hard for your money, don’t let an imposter fool you....

Well, that’s interest-ing

Apr 23, 2024 | Banking

Interest rates play a critical role in your financial management. At First Savings Bank, we’re committed to helping you comprehend and leverage competitive rates. There are several types of interest rates that you should be aware of such as mortgage, simple,...

What’s behind the shiny low rate?

Apr 23, 2024 | Banking

Have you recently found yourself looking to make an investment toward the home of your dreams or purchasing a new car? Did you know that your lender doesn’t get to just determine the rate you pay? There are several factors that go into the interest rate that you see...

A Guide to Spotting Check Fraud

Mar 19, 2024 | Fraud Tips

As a consumer, business owner or someone simply interested in protecting their financial assets this guide will help you understand what check fraud is and how to spot it. Check fraud occurs when someone alters or uses a check without authorization, resulting in a...

HELOC vs. Home Equity Loan

Mar 19, 2024 | Banking

There are different ways to borrow your home’s equity. One of the more common approaches you may hear about is a Home Equity Line of Credit (HELOC). There is a second option that many borrowers can tap into when in need, which is the Home Equity Loan. They sound...

The Importance of Emergency Funds

Mar 19, 2024 | Savings

Have you ever had your laptop crash right before a big project was due? Life is full of unexpected surprises, some not so pleasant. When life happens an emergency fund is there to help you out. It is a fund that is set aside for those “oh, no!” moments, so you don’t...

Navigating the Homebuying Process

Mar 19, 2024 | Simplify Your Life

If you have taken the journey of buying a home, then you understand that buying a home can be tedious but rewarding. If you are starting the homebuying journey, then buckle up because this article will guide you through the homebuying process. Here are some key steps:...