The Building Blocks of Credit
Have you ever heard someone refer to the 4 Cs of credit? There are four main pillars that a creditor will use to evaluate a borrower’s creditworthiness. Character, capacity, collateral and capital are all key items you should review prior to submitting a loan request....
Debunking Homeownership Myths
The warmer months bring many consumers on the hunt for the perfect home. However, it is surprising the number of myths that many homebuyers think before stepping into our offices. Let us help sort out the facts from the fiction. Myth – All home improvements add...
What is Treasury Management?
Are you a small business owner that has often wondered if there are financial solutions that benefit your business? Every business is unique, and your services shouldn’t be built as a one size fits all, because every business has a different goal in mind. Treasury...
Helpful Calculations to Improve Your Financial Health
Personal finance ratios can help you get a grip on finances.Calculating personal finance ratios is a good way to get an overall picture of your financial health. Here are some ratios that you should track. Emergency FundYou want your emergency fund to be stocked with...
SBA 101: What is an SBA Loan?
If you are a small business owner or have just started your business, then this article will be perfect for you. Small Business Administration loans, or SBA loans, are designed to provide financial assistance to small businesses in the...
Selling Your Home?
Selling your home can be a big decision, regardless of the current rate environment. The rate environment is a big factor when it comes to selling your home. There are many steps you can take to make the process of selling your home as easy as possible. Complete all...
Invest in Your Small Business
Small business success starts with you! Starting a business is an endeavor fueled by both innovation, passion and leadership. Often times a business’s success is measured by the amount of revenue generated; however, there are many ways one can measure the success of...
Preventing Elder Financial Abuse
Financial abuse is a form of abuse that tends to go unnoticed but is still just as devastating. While financial abuse can impact anyone, the Federal Bureau of Investigation has reported that there has been a 14% increase in the number of individuals aged 60 and older...
